Mortgage Banker
vs.
Mortgage Broker
Key PointsCollectively, Mortgage Bankers and Mortgage Brokers are called “Lenders”
Lenders offer mortgages or loans (AKA “Products”)
Mortgage Bankers work for their respective bank; they work with their bank’s products
Mortgage Brokers are more flexible, surfing all available products — from the big banks you know to private lenders you don’t
Below are lenders who are actively underwriting loans in the NY City real estate market
Banks
Scott Sullivan
Residential Mortgage
100 Wall Street
New York NY 10005
M: (917) 886-2650
scott.s@usbank.com
Adam Dahill
Sales Manager
125 Park Avenue, 18th Floor
New York, NY 10017
M: (917) 696-6010
adam.dahill@citizensbank.com
Matthew Search
Home Lending Officer
52 East 14th Street
New York, NY 10003
M: (631) 786-3685
Nicole McCarthy
Mortgage Loan Originator
14 Commerce Drive, Suite 400
Cranford, NJ 07016
M: (646) 228-7820 nicole.mccarthy@ccm.com
Thomas Arena
Lending Officer
2443 Hempstead Tpke
East Meadow, NY 11554
M: (516) 252-3194
thomas.arena@bofa.com
Christine Maglio
Home Lending Advisor
177 Montague Street
Brooklyn NY 11201
M: (917) 881-9328
christine.x.maglio@chase.com
Joe Valtaggio
Producing Branch Manager
41 Pinelawn Road, Suite 100
Melville NY 11747
M: (516) 885-2689
joe.vultaggio@cardinalfinancial.com
Carin Chadow
Private Client Manager
400 Park Avenue, 2nd Floor
New York, NY 10022
M: 516-972-6390
carin.chadow@cnb.com
Stephen Lascher
Private Mortgage Banker
150 East 42nd Street, 31st Floor
New York, NY 10017
M: (917) 664-6812
stephen.lascher@wellsfargo.com
Jason Ritchie
Premier Mortgage Consultant
452 Fifth Avenue
New York, NY 10018
M: (646) 676-8603
jason.p.ritchie@us.hsbc.com
Larry Chiusolo
Wealth Mortgage Loan Officer
101 Haddonfield Road
Cherry Hill, NJ 08002
M: 215-378-0188
Larry.Chiusolo@td.com
Brokers
Jonathan Yellon
Producing Branch Manager
750 Lexington Ave
New York, NY 10022
M: (646) 584-8009
jon.yellon@rate.com
Steven Hartstein
Senior Loan Officer
2329 Nostrand Ave, 3rd Floor
Brooklyn, NY 11210
M: (917) 558-0679
shartstein@fmm.com
Vincent Viccio
Branch Manager
91 Main Street
Dobbs Ferry, NY 10522
M: (914) 469-9376
vincentv@loandepot.com
Wendy Huang
Mortgage Specialist
140 East 45th Street, 31st Floor
New York, NY 10017
M: (347) 413-4348
whuang@guardhill.com
Calculators
Use these buyer resources:
Mortgage
Calculator
Estimate your monthly costs.
Closing Cost Calculator
Know your closing costs.
CEMA
Calculator
Save on closing costs.